Personal Financial Adviser
- Investment Specialist
- Wealth Manager and Planner
Most Earn: $69,050
Top 10% Earn: $166,400
Industry Growth Rate: 30% by 2018
What You’ll Need: A business background. You may also need such licenses as the Series 7 (to sell stocks and bonds) or Series 65 (to charge a fee for your services). Membership in the National Association of Personal Financial Advisors also requires three years of planning experience.
Entrepreneur Opportunities: About 35% are self-employed.
CLICK HERE for what it's like to be a personal financial adviser
For MORE of the top 10 careers for women who want a life CLICK HERE
The model-singer added glamour to the position of First Lady when she married French president Nicolas Sarkozy in 2008. Not content to be just a pretty face, Bruni-Sarkozy runs her own foundation to support education, and also stays active in AIDS research and animal-rights charities. Last October, she took on yet another role as mother to new daughter, Giulia.
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Cut to the chase
“Use technology to your advantage, not just as a tool, but also as a time-saver,” says Laura Stack, author of SuperCompetent. If you are sending the same information over and over—your credentials, requests, media replies—create a signature or template with pre-written text. In addition, text replacement tools like Shortkeys.com will take any length copy and assign it a shortcut. Your message will appear with the tap of only a few keys, saving you up to 20 minutes each day.
For MORE insider secrets for a more efficient you in the office CLICK HERE
Now that she’s an international style icon, it’s easy to forget that Beckham got her start as a member of the 90s British girl-pop group The Spice Girls. In 2008, she started a sophisticated fashion line that earned praise from celebrities and industry bigwigs alike. Most recently, she won the 2011 British Fashion Award for Best Designer Brand, beating out big names like Tom Ford and Stella McCartney. Next comes a more affordable clothing line, set to premiere in stores in Spring 2012.
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One great way to take a trip for less is to study a foreign language in a low-cost country. “One of the best value trips I've taken is studying Spanish in Guatemala. For about $150 a week, you can get a family home stay, meals and 20 hours of private instruction with good tutors,” says Robert Reid, U.S. travel editor for Lonely Planet. This is also a great way to immerse yourself in the culture and connect with locals.
CLICK HERE for more of the best spending secrets of the well-traveled.
Lyons, President and Creative Director of J. Crew, has worked at J. Crew since the mid-90s, and was named president in 2010. As creative director, she brings her own downtown preppy style to the women’s collection, mixing modern and classic styles. The strategy has paid off for both her and the company: In 2009, sales increased by 14 percent—earning Lyons a reported $1 million bonus.
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“A saver will never wake up one day and be a spender, and a spender will never be a saver,” says Bethany Palmer. As a spender, you should learn to present your spouse with detailed pros and cons. As a saver, learn to quantify your spending goals with numbers that your spouse will understand.
CLICK HERE for more tips on talking to your spouse about money.
The pen, which has a built-in microphone, can capture meetings and lectures and then, via a USB connector, transfer both the audio and corresponding written notes (penned on special paper) to your computer. Ideal when you want to focus on what’s being said but not have to worry about getting every detail nailed down on the spot.
Keep a balance of friends in the workplace and outside
Your office friendships are great, but don’t let them be a substitute for friendships outside of work. Your outside friends won’t be affected by office politics, promotions or a change of companies. “People can behave differently when money, power, and careers are at stake,” writes Alexandra Levit in her book They Don’t Teach Corporate in College.
CLICK HERE for more tips on making and maintaining office friendships.
Matching wits with slick businessman Jack Donaghy (Alec Baldwin) is no small feat, but fast-talking TV anchor Avery Jessup (Elizabeth Banks) does it with ease. In an interview with EW, Banks said: “What’s great about her relationship with Jack is they’re equals. She’s not some [pretty] young thing that he has a fling with. She really challenges him.”
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Cash in your old plastic
I have a habit of forgetting about old gift cards, letting them get tucked away in some old envelope or behind the odd credit card in my wallet. But just because I don’t need anything from Pottery Barn doesn’t mean I have to let the gift go to waste. Instead, Cabot suggests I head to Cardpool.com or PlasticJungle.com to trade in my card for up to 92% its original value; I can opt for cash or credit on Amazon.com. Or you can donate the money to charity: Some sites give you the option to give the value of the card to a nonprofit of your choice.
For more ways to save hundreds online in less than 10 minutes CLICK HERE
If you’re stuck with a difficult boss, reinforce her positive behavior by bringing up things she does that you like. Say things such as “Thanks for letting me know” or “I appreciate your help.” Pay attention to how you work best with your superior—is she at her best in the morning? over email?—and adjust your interactions accordingly.
CLICK HERE for more ways to deal positively with your boss.
Prove how valuable you are to your company by putting your achievements into measurable units. For example, mention the amount of time you’ve worked on specific projects or the amount of money you’ve helped make for the company. You want them to be afraid to risk losing you, says Jessica Miller, author of A Woman’s Guide to Successful Negotiating.
CLICK HERE for more dos and don't of negotiating a raise.
Web sites like Mint.com are an effective and safe way of getting a good picture of your finances. It takes about five minutes to sign up and input your account information, and then you can track your spending for free. The site automatically pulls information from your accounts, then charts it into easy-to-understand tables. From there, you can visualize your spending habits and set clear goals. Updates about your progress can even be sent to your phone.
It's important to start with a functional landing strip—a place where things get dumped when you get home. Think about the tools you can use to stop the mail, keys and shoes from building up. If you tend to let the pile grow for more than a couple of days, one option is to designate clutter to a larger basket—and off the kitchen table—until you can redistribute it.
Take the Web’s most renowned professional networking site with you on the go. In addition to all the features of the website—including job listings within your industry and network—LinkedIn’s app streams the day’s top headlines, tailored to your interests and your industry. (Free.)
CLICK HERE for more great apps for landing your next job.
Take a Lunch Break
Only one third of employees consistently leave their desk to take lunch, according to an online poll conducted by Right Management. Most people eat at their desk, which increases stress levels. Take a break and head outside for a walk with a friend; an increase in physical activity along with the associated social interactions increases your sense of well-being, according to a study in the Journal of Environmental Psychology.
CLICK HERE for more ways to reduce stress in the workplace
Don’t make excuses like denying obligations (It’s not my job), denying control (It’s out of my hands), or denying prescription clarity (I don’t know enough) to avoid moving forward. Do venture beyond your comfort zone and move through fear by reaching out to people for guidance, identifying the reasons you’re hesitant, and moving forward anyway. Then, follow Pamela Mitchell’s, author of The 10 Laws of Career Reinvention, advice and give up complaining, make a commitment, match your actions to your words, and step up your game.