I wish I had been taught to save and invest in retirement especially just starting a career that had no benefits. I have been a successful Cosmetologist for over 20 years, but it wasn’t something you could ever determine how much you made from year to year. I was a single mother at the age of 30 with four children, ages of 4, 6, 8, 10. As long as I could stand on my feet and cut hair, I would worry about my old age when it got there. Well, guess what, it got here. I remarried at the age of 38 and two years later became a home owner for the first time in my life. I felt so lucky to have my own home, but I wouldn’t have been able to do it on my own without my husband. I don’t want to ever have to wonder if I can get something on my own again. I am initiating and am in the process of recruiting women I think have a background or career that can contribute knowledge not just money, so we all can learn from each other while forming the local investment club. I am getting my neighbor to help with the recruiting of potential members, and our goal is to have the first meeting the first week of July. We are inviting someone who worked for an investment company to our first meeting, and every one will have a chance to pitch their views on club bi-laws and requirements to be a member.