And, you have the Dodd-Frank Financial Reform Bill to thank for it.
Starting July 21, 2011, lenders will have to provide you with your credit score if you are turned down for a loan OR are charged a higher rate than the “best” rate they have to offer.
This applies to everyone—mortgage companies, auto dealerships, credit card companies, landlords, insurance agents, utilities—basically anyone who uses a credit score.
In addition to letting you know your credit score, you will receive an explanation of the range of the score and a graph on how your score compares to other consumer scores.
Here are some tips if you are not happy about your score: