Handbags are a majorly important accessory for any outfit. They’re the finishing touch to your look and extremely important because they house your much needed things. But while we love a big, structured bag just as much as the next girl, there are times when a daintier purse in called for. Whether you're looking for a box clutch for more formal soirées, an envelope clutch for a carryall, a pouch clutch for causal outfits, or a clutch that doubles as a cross-body bag—the season's best clutches are offered in a variety of silhouettes, rich textures, and bold hues. We've got the top four must-have clutch styles for fall 2013! 

Box Clutch
We all have formal events when we find ourselves asking, what handbag do I carry? That's when a box clutch comes in handy! Blogger Blair Eadie rocked her sequin black box clutch with her dressy black and gold outfit. Her box clutch is a small statement-making clutch that perfectly completes her evening look. It's the perfect size to fit her lipstick, cell phone, and wallet for a night out.

Envelope Clutch
The next fall must-have bag is the envelope clutch. The envelope clutch is chic and structured, a timeless choice to carry for both day and night. Fashion Blogger Alicia carried her cheetah-print, studded envelope clutch to create a mixed-print look—cheetah is basically a neutral these days.

Pouch Clutch
The pouch clutch is a necessity for those chilly fall days when our style of choice is casual. The pouch clutch is this season’s slouchy silhouette. The ultra-cool daytime clutch is the perfect grab-and-go bag. Blogger Blair paired this adorable chunky knit sweater with stripes, ripped boyfriend jeans, and gold arm candy, and finished off her casual look with a classic ivory leather pouch clutch. 

Cross-body Clutch
Last but not least, we love a bag that can transition from a cross-body bag into a clutch—hello double-duty. The cross-body clutch is a great buy for the girl on a budget. This dual purpose bag is such a verastile piece that can take you from day to night by simply removing the straps or tucking them in. Shannon adds a pop of pink color with her Rebecca Minkoff bag to an otherwise neutral fall look.  

Find more fashion inspiration from Nicholl at The Chiffon Diary!

Photos: Blair courtesy of Atlantic-Pacific, Alicia courtesy of Cheetah is the New Black, and Shannon courtesy of Kat Harris / Style By Lolly