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Getting a Jump on the Holidays

School has just started and the last thing we want to think about are the Christmas holidays. At least until you walk into most stores. Most stores have had the Holiday decorations out for a couple of months already. But now is the perfect time to get started. If you start planning now and are able to cross items off your list, you can save yourself from some of the last minute pressures of trying to do everything at the last minute.

First make a list of people you plan to buy gifts for and an amount you plan to spend. This can include family, friends, teachers, daycare providers, and anyone else you usually purchase a gift for. Once you have this list you have an idea of what it will cost you and you can also jot down ideas you have for each one. Then when you are out shopping if you happen to find something on sale, you can purchase it then. Also, by starting now, you can spread the spending out of the next few months instead of large bills in December and January.

Along with the gifts, also make a list of extra expenses you usually incur over the holidays, such as extra parties, dining out, cards your send, postage. Those little expenses can add up quickly.

So with a little planning and preparation you can take steps to make the holiday season a little easier.