How is Obamacare going to affect single mothers?
Since President Barack Obama’s re-election this past November 6, 2012 many have wondered what he will do to better the country in his second term. Especially with the Affordable Care Act that Obama recently added to the legislation. What is known as “Obamacare” holds a promise of ensuring coverage for women and eliminating gender discrimination by health care providers and making health insurance more affordable and available for women and their families. According to the Single Parent Magazine statistics show that in 2011 there are approximately 13.6 million single parents in the United States. Not to mention over that’s not including the 16 percent of Americans who are uninsured with healthcare benefits. Single parent will benefit greatly from Obama’s ACA because they will receive healthcare at an affordable rate, receive 50% off prescription medicine, have no co pay, and get insurance through the state rather than health insurance packages.
As a young single mother I’m concerned with the well-being of not only my son but as well as myself. The Obamacare act will increase health coverage and make insurance affordable for the mother and her children. For example Jim DeMint, the U.S Senator of South Carolina argues in an article called “How Obamacare Worsens Poverty”, that Obamacare is worsening the economy with what he calls the “poverty trap”(DeMint 3). An example he included is a family with one parent and two children could receive nearly $30,000 in government benefits with no household earnings. Whereas a household total earnings of $35,000 a year only qualifies to receive about a total of $10,000 in government benefits total. He goes on to demonstrate a chart of the effects a higher income would have on government benefits of a household with a single parent and two children. Therefore, he believes that with help from the government single parents will be discouraged to work more to generate income if their benefits are being reduced. DeMint also states that ObamaCare will only worsen the problem instead of improving it. Obamacare is said to influence people to stop working in order to remain eligible for Medicaid. Not only will this affect workers nationwide, but it will also affect single mothers everywhere who only have one set of income coming in for themselves and their children by encouraging people not to work.
In 2008 when Obama had just gotten elected as president, what is known as The Affordable Care Act (ACA) was passed by the Congress. The act states that single moms would still be able to receive 50% discount on branded prescription drugs if qualified for Medicare; when an uninsured single mother is offered insurance to purchase through state programs to afford health insurance coverage. The law is to be implemented in 2014 forcing Americans everywhere to get health benefits even if they don’t want insurance. It is possible that even an employer might decide to cover health benefits with a cheaper insurance.
Obamacare is a piece of legislation that reforms the nation’s costly health insurance market. Because of Obamacare more than 45 million women have already participated in this new medical act by the use of services such as pap smears, well-child care and prenatal care, and well-baby care. Not to mention, they do not having to pay co-pays or a large amount of deductibles to receive medical assistance. Statistics shows that women are less likely to receive healthcare insurance coverage through their employer because are more likely to work for a small company. Since 2010, over two million women lost healthcare benefits due to their husband’s job losses during the Great Recession of 2007-2009. If it weren’t for Obamacare women would be allowed to be decimated, lose critical protections for not only them but their families as well, and loose health coverage at no cost.
When the law is fully implemented in 2014, there is a chance that employers will let people get insurance through the state rather than pay them for their insurance packages. Not only will people nationwide have the option of health insurance, but healthcare insurers will have to see a patient even with pre-existing conditions.
This means that single mothers will benefit greatly from Obamacare and receive health insurance at an affordable rate meaning less out of pocket cost for coverage through their employer and reassurance of medical coverage for their children.